Our Team

Investing in Your Values

As early adopters of Socially Responsible Investing, we at Harkins Wealth Management welcome the opportunity to develop and guide your investment plan toward companies that exhibit responsible and ethical behavior, as well as contribute positively to social and environmental causes that matter to you.

We invite you to stop by our cozy, family-friendly office for a conversation over coffee or tea. There are toys and books to keep your kids entertained, and even a nursing room for new mothers.

Doing Business the Right Way

In 2023, we became a certified B Corp. That is a business that meets the rigorous standards of social and environmental performance, transparency and accountability. B Corps don’t just care about profit – they care about people and the planet too. That’s how we’ve always done business, and we’re proud of this special designation.



There are currently over 6,000 B Corps in 150 industries and 60 countries across the globe. We’re thrilled to join the club, but social and environmental activism has been part of our core values since we were founded in 2008. Now, we’re determined to continue our mission more than ever.

Caring for Our Community

At Harkins Wealth Management, we're dedicated to our community's well-being, actively supporting initiatives like those listed below, alongside a holiday food drive and a volunteer cleanup day.


           


Client Centered

Rick J. Harkins

MSFP, AAMS®, CRPC®, CDFA®, CSRIC®, CPFA®

Fee-Only Financial Planner

Hello, I’m Rick Harkins and I’ve worked in the financial services industry for going on 25 years. My wife and business partner, Michelle, and I decided to launch Harkins Wealth Management in 2008 because we wanted to offer more to our clients, and strongly believed that comprehensive financial planning with a holistic approach would be in their best interests.

After completing my service in the United States Marine Corps, I attended Brown University and graduated in 2000 with concentrations in Organizational Behavior & Management and Sociology. I then decided to also pursue a Master’s Degree in Financial Planning (MSFP), through the McCallum Graduate School of Business at Bentley University in Waltham, MA. My career in financial services began with Citizens Financial Services as a member of the financial planning and insurance department. My desire to work directly with clients led me to Edward Jones Investments, then Merrill Lynch before striking out on my own. Our firm was founded on the core values of hard work, loyalty, uncompromising quality, and personal service, which was reflected in our motto: Life. Money. Balance Both.

Michelle and I have two sons, Chancellor and Emory. We also have a passion for the outdoors and spend much of our spare time hiking with our two dogs, Gordy and Sophie, or riding our bikes, cycling throughout New England, often with the Narragansett Bay Wheelmen (NBW) cycling club. I look forward to hearing your story and to the possibility of assisting you with your financial planning and investment goals.

AAMS® – Accredited Asset Management SpecialistSM
CRPC® – Chartered Retirement Planning CounselorSM
CDFA® – Certified Divorce Financial AnalystSM
CSRIC® – Chartered SRI (sustainable, responsible and impact investing) CounselorSM
CPFA® – Certified Plan Fiduciary AdvisorTM

Client Centered

Michelle Cortés-Harkins

MSW, CDFA®, CRPC®, CSRIC®, CPFA®

Fee-Only Financial Planner

Hi, I’m Michelle Cortés-Harkins. Before working in the financial services industry, I worked in the social services field. I spent over 10 years in different roles as a social worker, including teaching English as a Second Language and working as a community organizer helping to reduce hunger on Aquidneck Island. The transition from social services to financial services has given me an opportunity to counsel and help individuals in the areas of planning and investment management with a focus on the belief that money and values can and should be aligned.

I graduated from Rhode Island College in 2000 with a Master of Social Work degree. I volunteer with many organizations and am on the national board of the Association of Divorce Financial Planners (ADFP). I now work with couples, individuals, and organizations. Using the tools from my social work background, I utilize a strength-based and supportive approach to the investment and financial planning process.

Rick and I are married and have two amazing children. Our oldest, Chance, works with us here in our practice, and our youngest owns and operates Twenty Stories, an independent bookstore. Both live here in Providence, Rhode Island. I am also an avid cyclist and the president of the Narragansett Bay Wheelman. If you're looking for a planner or to invest in a manner that aligns with your values, I would love to be in touch.

CDFA ® – Certified Divorce Financial AnalystSM
CRPC® – Chartered Retirement Planning CounselorSM
CSRIC® – Chartered SRI (sustainable, responsible and impact investing) CounselorSM
CPFA® – Certified Plan Fiduciary AdvisorTM

Client Centered

Chancellor Harkins

CFP®, CSRIC®, CPFA®

Fee-Only Financial Planner

Hello, I’m Chancellor Harkins, but friends usually call me “Chance.” My desire to help others and enthusiasm for finance drove me to become a CERTIFIED FINANCIAL PLANNER practitioner where I work with clients to develop custom financial plans tailored to their individual goals and objectives. My focus is on developing long-term strategies for investors of all ages, and to provide confidence in the decisions they make that shape their financial futures.

I studied Economics and Finance at Bentley University in Waltham, MA and moved to Boston, MA after graduating. In Boston, I held various finance roles at a Fortune 100 company, but ultimately decided to focus on what initially sparked my interest in finance – personal financial planning. With a strong interest in sustainability, I also earned the Chartered SRI CounselorSM designation, or CSRIC®. Generally, ESG/SRI strategies aim to have positive long-term impacts on the world around us.

When I’m not working on financial plans, you can often find me exploring the New England outdoors, or at one of the great restaurants in the area, or meandering local farmers markets. I’m no cooking expert, but I love experimenting with new ingredients, and we’re lucky to have an abundance of local vendors here in Rhode Island and Massachusetts. I also love working with new clients and finding the right ingredients for their financial plan, so please reach out to set up a meeting with us.

CFP® – CERTIFIED FINANCIAL PLANNERTM
CSRIC® – Chartered SRI (sustainable, responsible and impact investing) CounselorSM
CPFA® – Certified Plan Fiduciary AdvisorTM

Client Centered

Lisa Dinh

FPQPSM

Director of Client Experience

Hello, my name is Lisa Dinh – Director of Client Experience at Harkins Wealth Management. Prior to joining HWM, I studied Communications and Resource Economics at the University of Massachusetts – Amherst, and initially began my career in supply chain management. I held various leadership positions including the oversight of the supply chain for a medical center in Boston, MA. Throughout my career, I always enjoyed being a mentor and empowering my team to succeed. In addition, I’ve spearheaded multiple projects and initiatives to meet financial goals for the healthcare system. The experiences and skills I garnered during my time at these hospitals were invaluable for my professional growth and I hope to bring these skills to the Harkins Wealth Management team!

Outside of work, I enjoy exploring the outdoors. From skiing in the winter, to hiking and paddling in the summer, I am extremely fortunate to be born and raised in New England where there’s so much access to nature. Aside from spending time in the great outdoors, I am passionate about food and cooking. I love to explore new dishes and cuisines and share them with family and friends. On weekends, you can find me scouring through various markets to find local ingredients that inspire delicious dishes!

I’m thrilled to be able to work for an organization that has the same core values as myself, including environmental sustainability, social responsibility, as well as the betterment of the local community. I’m eager to continue my professional growth as I start my journey into the financial services industry and join in the efforts of fostering positive client experiences with you!

FPQPSM – Financial Paraplanner Qualified ProfessionalSM

Our Commonwealth Extended Team

Our affiliation with Commonwealth Financial Network® gives us access to teams of advanced planning consultants, investment research specialists, and retirement professionals to help us better serve your needs. Use the links below to learn more about our support teams.


Our Process

Broker/Dealer

No Button
Our History

Advanced Planning Team

No Button
Our Process

Research Team

No Button
Our History

Retirement Team

No Button

Explore Your Financial Planning Possibilities 

Discover how Harkins Wealth Management can craft a financial plan that incorporates your values. To get started, click the button to book a meeting with us.

Learn more