Personal Risk Management

Our advisers understand that managing risk is a key part of the financial planning process – protecting yourself and your family are top priorities.  That’s why each one of them has studied the insurance industry and obtained their health and life insurance licenses.  They understand the complexities of the insurance industry and can help you to:


  • Perform a Life Insurance Needs Analysis
  • Review Personal Risks & Coverage
  • Discuss your tolerance for risk
  • Identify the risk prevention vehicles that work best for your situation
  • Obtain Quotes from Quality Providers


Have you wondered if you have enough coverage?  Do you understand the difference between a term policy and variable universal life?  What is long-term care?  We’ll work together to answer all of your questions and protect what matters most to you.


Fixed insurance products and services offered through CES Insurance Agency or Harkins Wealth Management.