Michelle Cortes-Harkins, MSW, CDFA®, CRPC®

Michelle Cortés-Harkins is a Wealth Management Advisor and Partner at Harkins Wealth Management, LLC. Her prior work experience includes social work focused on healthy communities as well as grant writing for local nonprofit organizations.

She has over 12 years of experience in the financial services industry.  Her financial services career began with Edward Jones Investments and Merrill Lynch in Providence, RI after transitioning from a career in social work. She joined Harkins Wealth Management in 2008, located on the East Side of Providence, Rhode Island.

Michelle graduated from Rhode Island College in 2000 with a Master of Social Work degree and is currently a candidate for CFP® certification.  Her memberships in professional organizations include the RI Mediator’s Association, the Institute for Divorce Financial Analysts, and the Financial Services Institute.

The focus of her practice is on women in transition; women who are changing employment, entering into motherhood, going through a divorce, widowhood or starting retirement. Using the tools from her social work background, Michelle utilizes a strength based and supportive approach to the investment and financial planning process.  She currently hosts a monthly Money Club for Women, quarterly workshops for those going through divorce and is a regular contributor to the websites Divorce360, DivorcedMoms, Good News Rhody, and Expert Beacon.

She is also an active volunteer in her community having served on the Board of Directors for Family Service RI, Childhood Lead Action Project, and the Providence Afterschool Alliance. She currently is a member of the Mayor’s Bicycle and Pedestrian Advisory Commission for the City of Providence and a member of the Narragansett Bay Wheelmen. She is passionate about cycling and is interested in programs that encourage cycling.

Degrees, Certifications & Series registrations held through

Commonwealth Financial Network:


Chartered Retirement Planning Counselor (CRPC®)
Certified Divorce Financial Analyst (CDFA®)
• Series 66 - Uniform Combined State Law Examination
• Series 7 - General Securities Representative
• Life & Health Insurance License

Securities and Advisory services offered through Commonwealth Financial Network. A registered investment adviser. Member FINRA & SIPC. This communication is strictly intended for individuals residing in the states of: RI, CA, CO, CT, DC, DE, MA, MD, MI, MN, NY, OH, PA, SC.  No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services.

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