With daily demands pulling each of us in a different direction, streamlining our finances oftentimes get the least amount of attention. Allocating small increments of time on a consistent basis to this task helps make organizing less overwhelming. There is a popular approach to breaking down larger tasks into more manageable pieces: The Swiss Cheese …
Category Archives: January 2011
Steps to Negotiate Down Monthly Bills
If you feel like you have budgeted adequately for recurring expenses and still feel surprised by monthly charges or balances there may be another option – debt negotiation. This is not the debt negotiation that is often marketed as ‘debt relief’ where firms may offer to reduce credit card, mortgage and other debt. These services …
The Psychology of Budgeting
One of your resolutions this year may be to create a budget to help you organize and manage your finances. How many of us have committed to finally (!) organizing all of our financial records and sticking to a budget?
