Frederick J. Harkins MSFP, AAMS®, CRPC, CDFA

 

Frederick J Harkins (Rick) is the founder, CEO of Harkins Wealth Management, LLC. He has over 20 years of experience in the financial services industry.

Rick began his financial services career with American General in Houston, Texas after serving in the United States Marine Corps. Upon returning to Rhode Island in 1998, he took a position with Citizens Financial Services Inc. (the then broker-dealer subsidiary of Citizens Bank). As a member of the financial planning and insurance department his efforts were concentrated on developing comprehensive financial plans for high net-worth families and individuals.

In 2000, Rick joined Edward Jones Investments and opened the first regional office on the East Side of Providence. R.I. After 7 years at Edward Jones, he wanted to create a financial planning team so he joined Merrill Lynch in their downtown offices in Providence, RI; while there, he provided planning and investment strategies for individuals, families and companies.

Rick graduated from Brown University in 2000 with a dual degree in Organizational Behavior & Management/Sociology. He also holds a Masters degree in Financial Planning (MSFP) through the McCallum Graduate School of Business at Bentley University and is also a CERTIFIED FINANCIAL PLANNER ™ Practitioner (CFP) candidate. His memberships in professional organizations include the Society of Financial Service Professionals and the Insured Retirement Institute. He also contributes to the website divorce360 and has been quoted and highlighted in the book How to Give Financial Advice to Women: Attracting and Retaining High-Net Worth Female Clients.

Rick serves on the Board of the Brown Club of Rhode Island, is a Ten Men Member for The Coalition Against Domestic Violence and is the Merchandise Coordinator for the Narragansett Bay Wheelmen.

In 2008, Rick along with his spouse, Michelle Cortes-Harkins launched Harkins Wealth Management, LLC. They opened their office on the East Side of Providence, Rhode Island choosing to utilize LPL Financial as their broker/dealer, the largest independent firm in the nation *As reported by Financial Planning Magazine, June 1996-2013, based on total revenue. The firm was founded on core values: hard work, loyalty, uncompromising quality, and personal service reflected in its motto: Life. Money. Balance Both.

They reside in Providence, RI with their two sons: Chancellor and Emory. In their spare time they also enjoy cycling throughout New England, often along with the Narragansett Bay Wheelmen club.

 

Degrees, Certifications & Series registrations held through

LPL Financial:

Masters in Financial Planning (MSFP)
• Bachelor of Arts with concentrations in Organizational Behavior & Management and Sociology
Accredited Asset Management Specialist (AAMS®)
Chartered Retirement Planning Counselor (CRPC®)
Certified Divorce Financial Analyst (CDFA®)
• Series 7 - General Securities Representative
• Series 24 - General Securities Principal
• Series 63 - Uniform Securities Agent State Law Examination
• Series 65 - Uniform Investment Adviser Law Examination
• Series 66 - Uniform Combined State Law Examination
• Life & Health Insurance License

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