Frederick J Harkins, AAMS®, CRPC®
Frederick J Harkins is the Managing Principal and founder of Harkins Wealth Management. As an independent advisor he is unencumbered by corporate affiliations and policies, giving him the ability to utilize the most suitable investments without the motivation or incentive of investing in proprietary firm products.
Rick has over 15 years of experience in the financial services industry. Eleven of which were with large wire houses, a regional broker-dealer and bank broker-dealers. The focus of his experience has been in financial planning and investment management for high net worth individuals, business owners, nonprofit entities, and corporate executives at public and private companies.
Rick began his financial services career with American General in Houston, TX. Upon returning to Rhode Island in 1998, he took a position with Citizens Financial Services Inc (the then broker-dealer subsidiary of Citizens Bank). As a member of the financial planning department, his efforts were concentrated on developing comprehensive financial plans for high net worth families and individuals.
In 2000, Rick joined Edward Jones Investments and opened the first regional office on the East Side of Providence, R.I. After 7 years at Edward Jones, he was looking to create a financial planning team so he joined Merrill Lynch in their downtown offices in Providence, RI; while there, he provided sophisticated planning and investment solutions to individuals, families and companies.
Rick joined LPL Financial in 2008 and launched Harkins Wealth Management located in the East Side/ Oak Hill area of Providence/Pawtucket, RI. Through LPL Financial, he provides unbiased advice and an independent platform.
Rick graduated from Brown University in 2000 with a dual degree in Organizational Behavior & Management/Sociology. He is currently a Masters in Financial Planning (MSFP) candidate through the McCallum Graduate School of Business at Bentley University. Rick is also a Certified Financial Planner (CFP) candidate. His memberships in professional organizations include the Financial Planning Association and the Insured Retirement Institute.
He resides in Providence, RI with his wife and business partner, Michelle Cortes-Harkins and their two sons: Chancellor and Emory.
- Series 24 – General Securities Principal
- Series 63 – Uniform Securities Agent State Law Examination
- Series 65 – Uniform Investment Adviser Law Examination
- Series 66 – Uniform Combined State Law Examination
- Life & Health Insurance Licensed
- Accredited Asset Management Specialist (AAMS®)
- Chartered Retirement Planning Counselor (CRPC®)
Series certifications are held with, and financial planning and securities are offered through, LPL Financial, A Registered Investment Advisor, Member FINRA/SIPC. Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states: RI, MA, CT, FL, ME, NJ, OH, PA, NY.
